Author Information

This website is published by:

Project Management by CACTUS COMPETENCE
represented by: Christian Sachs

+49 711 25264774
info at

Consider the environment! We have a paper-free office, please send your messages only by e-mail.

Responsible and editor: Christian Sachs
© 2008-2017 CACTUS COMPETENCE, all rights reserved
CACTUS COMPETENCE and the logo is an registered trademark
Graphics, realisation and technical maintenance: Ines Sachs (find her on Linkedin)

Company registered under:
CactusCompetence OÜ  • Address: Sepapaja tn 6, 15551 Tallinn, Estonia • Register No: 14148686 • VAT ID: EE101927176
We are a EU based company, established and managed 100% on-line and therefore completely location-independent. Christian Sachs as a Estonian e-resident is the full owner of this company. Learn more about e-residency on the website of the Estonian Government.

The European Commission provides a platform for on-line disputes settlement:
You’ll find our email address in the author information above.

Website Terms and Conditions

Scope of application

The website (“Website”) is an official website of CactusCompetence OÜ, a company duly established and existing under the laws of the Republic of Estonia, registry code 14148686, address Sepapaja tn 6, 15551 Tallinn, Estonia.

The regulations mentioned below apply to this website as well as to our pages, also called fan-pages or company pages, on all social networks as soon as their legal notice link to this page.

The use of the Website is governed by our Website Terms and Conditions. If you continue visiting the Website you explicitly agree to these terms.

These Terms and Conditions and Privacy Policy may be amended at any time and the new revision will take effect immediately. We will make every effort to communicate any significant changes to you via email or notification via the Service. Your continued use of the Service will be deemed acceptance of any amended policies.

Limitation of liability

We do not assume any liability for damages or losses resulting from visiting this Website, including the use of information made available on these webpages or on our social media pages and profiles. We are also not liable for the content of hyperlinks to Websites of third parties. The information made available on our Website may be altered or removed at any time without prior notice.

The contents of this website were compiled with the greatest care possible. Nevertheless, the provider makes no warranties regarding the completeness, accuracy or timeliness of the information presented. The use of the website and its content is at the user’s own risk. Signed contributions express the views and opinions of the relevant authors and not necessarily those of the provider. The provider will make every effort to ensure that the functions provided by the website are uninterrupted, but despite all diligence, such interruptions may nevertheless occur. The provider reserves the right to amend information or stop publication at any time. Commercial advertising content is the responsibility of the relevant author, which applies likewise for the content of the website advertised. The presence of an advertisement does not constitute any endorsement by the provider. The use of the provider’s website in no way establishes a contractual relationship between the provider and the user. Therefore, there also exist no contractual or quasi-contractual claims against the provider.

External links

This website contains links to third-party websites (“external links”). Each of these websites is the responsibility of its respective operators. When the links to these external sites were first established, the provider examined the content for violations of law. At that time, no such violations were apparent. However, the provider has no influence on the current and future design and content of linked websites. The existence of external links does not imply that the provider adopts the content of the linked websites as its own. The provider cannot reasonably be expected to continually review these sites for legal violations without concrete indications of such violations. However, if any legal violations become known, the external links will be removed without delay.

Copyright and performance protection rights

The contents published on this website are protected by Europe’s copyright and performance protection laws. Any utilization not permitted by Europe’s copyright and performance protection laws require the prior written consent of the provider or the relevant rights holder. This applies particularly to copying, editing, translating, storing, processing and reproducing the contents in databases or other electronic media and systems. Contents and third-party rights are clearly indicated as such. The unauthorized duplication or forwarding of individual contents or complete pages is prohibited and punishable by law. Only downloads and the making of copies for personal, private and non-commercial use are permitted. Links to this website are always welcome and require no permission from the provider of this website. Presentation of this website in external frames is allowed only with prior permission.
All third-party comments left on this website as well as on it’s fan pages on the social media will become the provider’s propriety. When clicking on the send button, the user consents to the utilisation of this content by the provider.

Special terms and conditions of use

If and when special terms of use for individual use of this website differ from the aforementioned points, this will be explicitly stipulated at the relevant location. In this case, the special terms of use apply in each individual case.

Some information on this website is provided in German and/or French too. When in doubt, the English version shall prevail.

Privacy Policy

We respect your privacy and encourage you to read our Website Terms and Conditions (see above) and this Privacy Policy (“Policy”) carefully. It will help you to understand how we collect, use, protect and otherwise handle your personal information in accordance with our Website. By using our Website, or by purchasing or using our online services (“Services”), you consent to the privacy practices described in this Policy.

What does this Policy apply to?

This Policy applies to our Website, and also to other services that we offer through our Website or our social media accounts.

This Policy does not apply to any website, product or service of any third-party company even if the website links to (or is linked from) our Website.

Information collection and use

Certain information regarding access (date, time, pages viewed) may be stored when the user visits this website. This information is not considered personal data, but is treated anonymously. It is used solely for statistical purposes and will not be passed on to third parties, whether for commercial or non-commercial purposes. The provider explicitly warns that transmitting data over the Internet (e.g. communication by e-mail) may involve security vulnerabilities, and the data transmitted may not be completely protected against access by third parties.

When registering, ordering or using our Website we need to collect and process some of the user’s personal information (hereinafter “Personal Data”).

Personal Data to be processed includes, for example, your name, email address, mailing address, phone number, country of residence, nationality, IP address or other details.

We may use the information collected from the user in the following ways:

  • To personalize user’s experience and to allow us to deliver the type of content and product offerings in which you are most interested.
  • To improve our Website in order to better serve you.
  • To allow us to better service you in responding to your customer service requests.
  • To administer a contest, promotion, survey or other site features.
  • To quickly process your transactions.
  • To send periodic emails regarding your order or other products and services.

User hereby gives a consent to disclosure of his/her Personal Data also:

  • To third parties and cooperation partners for the purposes provided in this Policy, including, but not limited to processing his/her personal data by the cooperation partner for the fulfilling services.
  • To law enforcement authorities when required by law and to the extent required by law.

The user has the right to:

  • Request us to update, correct or delete his/her Personal Data and to refuse to the processing of his/her Personal Data at any time, except if otherwise provided by applicable law.
  • Decline to disclose certain Personal Data to the third parties, however, in that case the customer acknowledges that we may not be able to provide the customer with all of the services.
  • All other rights arising from the applicable law.

The use of our contact information for commercial advertising is explicitly not desired unless the provider has given its prior written consent or a business relationship already exists. We and all the persons mentioned on this website hereby object to any commercial use and forwarding of their data.


Cookies are small text files that a site transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s systems to recognize your browser and capture and remember certain information.

The Website stores cookies on the computer of the user. By using the Website, the useris giving permission to use cookies.

Both first-party and third-party cookies are in use. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:

  • Store authentication information and protect Personal Data from third parties.
  • Help remember and process the items in the order process.
  • Understand and save user’s preferences for future visits.
  • Keep track of advertisements.
  • Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future.

We may also use trusted third party services that track this information on our behalf.

User can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. If the user disables cookies, all or some of our features may be disabled and some of our services will not function properly.

Google Analytics and ads

We have implemented Google Analytics features provided by Google Inc., 1600 Amphitheatre Parkway Mountain View, CA 94043, USA.

We along with third-party vendors, such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies or other third-party identifiers together to compile data regarding user interactions with ad impressions, and other ad service functions as they relate to our Website.

Opting out: Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.

Protecting your data

We’re committed to the security of your Personal Data and provide multiple layers of protection for the personal and financial information you trust to us. We maintain appropriate administrative, technical and physical safeguards to protect Personal Data against accidental or unlawful destruction, accidental loss, unauthorized alteration, unauthorized disclosure or access, misuse, and any other unlawful form of processing of the Personal Data in our possession.

If you choose to pay by credit card, your credit card details are not stored on our servers and cannot be accessed by our staff. Your credit card details are encrypted and securely stored by PayPal. You should review PayPal’s Privacy Policy to ensure you are happy with it.

Sharing and disclosure of information

We do not sell, trade, rent or otherwise transfer your Personal information to outside parties unless we provide you with advance notice.

We may share your Personal Information with trusted third parties who are integral to the operation of our Website and services, including but not limited to financial institutions, payment processors, verification services and credit bureaus, as well as any third parties that you have directly authorized to receive your Personal Information.

We may disclose your Personal Information to law enforcement, government officials, or other third parties if: (i) we are compelled to do so by court order or other legal process, (ii) we must do so to comply with laws, statutes, rules or regulations, including credit card rules, (iii) we believe in good faith that the disclosure is necessary to prevent financial loss or to report suspected illegal activity, or to investigate violations of our Terms of Service.

However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Occasionally, at our discretion, we may include or offer third party products or services on our Website. These third-party sites have separate and independent privacy policies. We therefore take no responsibility or liability for the content and activities of these linked sites.

Last updated: 27 September 2017